What Is Casco (Comprehensive Motor) Insurance?
⏱ 2 min read
Unlike compulsory traffic insurance, casco (comprehensive motor insurance) covers damage to your own vehicle. It is optional, but as vehicle values rise, going without it becomes a significant exposure.
Core cover
- Collision and overturning
- Theft and attempted theft
- Fire
- Malicious acts by third parties
- Natural events such as flood, hail and storm (policy dependent)
Popular extras
Minor damage repair fixes small scratches and dents without affecting the no-claims step. Replacement vehicle provides a car during repairs. Glass cover without deductible allows repair at a non-contracted garage. Key loss, roadside assistance and legal protection are other common additions.
Sum insured
The insured value is based on the vehicle’s current market value. Too low and the claim payment falls short; too high and you overpay premium. It should be updated at every renewal.
Deductible
Some policies leave a fixed amount or percentage of each claim to the policyholder. Deductible policies are cheaper but may not suit drivers who have frequent small claims.
Frequently asked questions
Is casco compulsory?
No, it is optional — but it is the only cover that pays for damage to your own vehicle.
Does minor damage repair affect my no-claims step?
Generally not; that is the purpose of the benefit. Scope varies by policy.
Related pages
Insurance advice in Maslak and the surrounding area
“What Is Casco (Comprehensive Motor) Insurance?” is one of the questions we are asked most often by clients in Maslak, Levent and Seyrantepe. Damage to parked cars in tower garages and minor city contacts shape which comprehensive extras actually pay off around Maslak.
Our office is based in Maslak, Istanbul. We meet clients within a short drive — Maslak, Levent and Seyrantepe — or handle everything by phone, e-mail and WhatsApp, in Turkish and English. If you are searching on your phone for an insurance agency nearby, you can simply call +90 540 384 21 41 or see the related service page.
We compare policies from several insurers and explain the differences before you buy. Contact us or call +90 540 384 21 41.
