Residence Permit Health Insurance for Foreign Nationals
⏱ 2 min read
Foreign nationals applying for a residence permit in Türkiye are asked for a valid health insurance policy that meets the minimum cover defined in the relevant regulation.
Basic conditions
- The policy period must fully cover the requested residence permit period.
- Cover must meet the minimum scope defined in the applicable circular.
- The policy must be issued by an insurer established in Türkiye.
Age limits
Above a certain age, insurers may decline to issue a policy; in those cases the exemptions in the regulation are assessed. Age limits differ between insurers.
Relationship with SGK
Foreign nationals working in Türkiye and covered by SGK usually do not need a separate policy — an SGK document may suffice. Students and non-working applicants generally do need one.
Renewal
When the permit is extended, the policy must be extended too. A lapsed policy can create problems during the permit process, so renewal tracking matters.
Family applications
Separate policies are issued for spouses and children. Aligning the policy dates across the family speeds up processing.
Frequently asked questions
I am covered by SGK — do I still need a policy?
Usually not; an SGK document is often sufficient. Non-working applicants generally need a private policy.
How long should the policy run?
It must fully cover the requested residence permit period; a shorter policy counts as a deficiency.
Related pages
Insurance advice in Maslak and the surrounding area
“Residence Permit Health Insurance for Foreign Nationals” is one of the questions we are asked most often by clients in Maslak, the İTÜ Ayazağa campus area and Huzur. For foreign professionals living around Maslak we issue residence-permit health insurance and travel cover aligned exactly with the permit period.
Our office is based in Maslak, Istanbul. We meet clients within a short drive — Maslak, the İTÜ Ayazağa campus area and Huzur — or handle everything by phone, e-mail and WhatsApp, in Turkish and English. If you are searching on your phone for an insurance agency nearby, you can simply call +90 540 384 21 41 or see the related service page.
We compare policies from several insurers and explain the differences before you buy. Contact us or call +90 540 384 21 41.
