Commercial package policies, liability, business interruption and risk management for SMEs.
Group cover is more flexible than individual policies — but plan the exit scenario from day one.
Automated attacks do not check company size; the cost is rarely just technical recovery.
One policy covering the physical risks of a business, plus the liability lines most SMEs overlook.
An SGK payment does not release the employer; recourse claims can be substantial.
On a limited budget the order matters: start with the risks that could end the business.
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