What Is DASK (Compulsory Earthquake Insurance)?
⏱ 2 min read
DASK, the compulsory earthquake insurance administered by the Turkish Catastrophe Insurance Pool, covers material damage to the building caused by earthquake and earthquake-related fire, explosion, tsunami and landslide. It is a legal requirement for dwellings within its scope.
What it covers
The load-bearing structure, walls, roof, stairs, lifts and shared areas. Cover is limited to a maximum amount stated in the policy, updated annually and calculated on a square-metre basis.
What it does not cover
Your belongings, electronic devices, glass breakage, theft, non-earthquake water damage and liability to neighbours. Those risks require a home insurance policy.
Who must have it?
Registered dwellings under condominium ownership and residences within municipal boundaries. A DASK policy is requested for utility subscriptions and title deed transactions.
What you need to buy it
Title deed details, the national address code (UAVT), construction type, year of construction, number of floors and gross area. Entering the address code correctly is critical: an error can mean the policy does not match the property at claim time.
Is DASK enough?
After an earthquake, damaged contents and business assets are not covered by DASK. If the building value exceeds the DASK maximum, the difference should be covered by an earthquake extension on a home policy — a point worth checking in newer complexes around Maslak.
Frequently asked questions
Does DASK cover my furniture?
No. DASK covers only the building structure; contents, electronics and glass require home insurance.
Do I still need home insurance with DASK?
Yes. Water damage, theft, non-earthquake fire, glass and liability to neighbours are covered only by home insurance.
Related pages
Insurance advice in Maslak and the surrounding area
“What Is DASK (Compulsory Earthquake Insurance)?” is one of the questions we are asked most often by clients in Maslak, Levent and Seyrantepe. In the newer complexes around Maslak 1453, Vadistanbul and Seyrantepe we check the gap between the DASK ceiling and the real rebuild cost.
Our office is based in Maslak, Istanbul. We meet clients within a short drive — Maslak, Levent and Seyrantepe — or handle everything by phone, e-mail and WhatsApp, in Turkish and English. If you are searching on your phone for an insurance agency nearby, you can simply call +90 540 384 21 41 or see the related service page.
We compare policies from several insurers and explain the differences before you buy. Contact us or call +90 540 384 21 41.
