Plain-language guides to insurance products, cover and claims in Türkiye — written for our clients in Maslak, Istanbul and beyond.
Group cover is more flexible than individual policies — but plan the exit scenario from day one.
Automated attacks do not check company size; the cost is rarely just technical recovery.
On a limited budget the order matters: start with the risks that could end the business.
An SGK payment does not release the employer; recourse claims can be substantial.
One policy covering the physical risks of a business, plus the liability lines most SMEs overlook.
Valuables carry a separate sub-limit, and without signs of forced entry payment becomes disputable.
The complex policy protects shared areas; your flat’s contents still need your own policy.
What you do in the first hours shapes both the damage and the claim outcome.
An understated contents sum reduces the claim payment proportionally — the most common and costly mistake.
DASK insures the building, not your belongings — home insurance closes that gap.
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